Payment Services

Global Commercial Credit Cards

Every organization has unique needs. Wherever you do business, we have solutions to help.
Get Started
Increase control over business expenditures and manage working capital more effectively with HSBC’s comprehensive suite of corporate card solutions.
Optimize your corporate cards program to improve your organization's financial performance.
Build a program with market leading benefits and rewards with the help of our seasoned team of specialists
Streamline processes with credit card management tools to view transaction details and data that integrate with your systems.

Global Commercial Cards Solutions

HSBC corporate credit cards offer a convenient, easy, and safe way to pay online for your financial needs along with many added benefits. One of our many commercial card services is the ability to streamline payments, making for an easy, stress-free trip. All transactions are automatically recorded and easily accessed through your online account, improving reconciliation. Our corporate card solutions allow for easy management of your company’s global expenses thanks to the latest security measures like advanced fraud encryption, ensuring your data remains safe.

Backed by decades of experience in advising and implementing global corporate cards internationally and across industry verticals, HSBC’s commercial card specialists are here to help you find the right business credit card tailored to your company’s financial needs and processes. Contact a commercial credit card expert at HSBC and gain access to this suite of global corporate card capabilities and benefits:

HSBC Corporate Card

  • Give employees the ability to pay for travel and entertainment easily, as well as to withdraw cash from ATMs worldwide.
  • Rich features, enhanced controls and a streamlined experience
  • Fast account management reporting, employee spend visibility for improved cash flow and optimized working capital

One Card

  • Streamline business expense management by combining the convenience of corporate card and a purchasing card into one program.
  • One piece of plastic for two benefits: purchasing + T&E
  • Improved efficiencies of two cards in one for simplified card administration and superior service

Commercial Purchasing Card

  • Gain more control over general business expenses with the ability to track purchases and spending patterns online.
  • For indirect procurement purchases
  • Reduced purchase order costs from infrequent suppliers

Virtual Card

  • A versatile, secure, plastic-free payment solution offering powerful authorization controls, flexibility, and simplified reconciliation.
  • Used for single use or automated supplier and other payments
  • Streamline your payment process for increased flexibility, security, efficiency, improving cash flow and minimized fraud risk

HSBC Commercial Card Benefits

Efficient business expense management is a top priority for all corporations. HSBC commercial credit cards can help simplify reconciliation backed by a robust set of easy-to-use corporate card tools.

Cross-border, business-to-business transactions, and merchant payments are easier, faster, and more streamlined when using a global corporate credit card compared to other payment options. What’s more, customers who take advantage of our APIs can integrate transactional data for automated analysis to accelerate expense management and minimize manual entry of business expenditures. Combining these features with employee spending controls and global capabilities creates enhanced cost allocation, optimized working capital, and improved reporting management.

Near Real-Time

Virtual corporate card issuance across web portal, batch file, and system-to-system integrated AP - providing virtual cards for multiple procurement solutions.

Easily Manage

Working capital with both standard 25-day payment terms and extended payments terms available. Global management with HSBC is easy, streamlined, and convenient.

Accelerated

Onboarding, account management and expense management. Our expert team is here to guide you through every step, answering any question you might have about reconciliation, expenses, and security.

Enhanced Reporting

HSBC global commercial cards offer enhanced reports with broader data retention and automation capabilities to streamline cost allocations and more.

HSBC’s Purchasing Card

HSBC’s Virtual Card

Leverage HSBC’s banking expertise and experience

With decades of payment card advisory and implementation experience, the HSBC team will work with you and your internal stakeholders to understand your current business processes and identify opportunities to alleviate and remove pain points.

  • Launch and issue corporate cards quickly and efficiently.
  • Virtual card issuance across web portal, batch file, and system-to-system integrated API – providing virtual cards for multiple procurement solutions. If your virtual card is compromised in any way, voiding it is convenient and simple.
  • Working capital with both standard 25-day payment terms and extended payments terms available. Global management with HSBC is easy, streamlined, and convenient.

Onboarding, account management and expense management. Our expert team is here to guide you through every step, answering any question you might have about reconciliation, expenses, and security.

Connect with your HSBC Relationship Manager or a commercial cards specialist to review HSBC’s Commercial Cards program design options that are tailored for your organization’s spend types and special needs.

 Cartoon of person sitting at a desk working on a laptop

Need help?

As the leading international bank in the U.S., we connect customers to opportunities and enable them to thrive