Payment Services

Global Commercial Credit Cards

Every organization has unique needs. Wherever you do business, we have solutions to help.
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Increase control over business expenditures and manage working capital more effectively with HSBC’s comprehensive suite of corporate card solutions.
Optimize your cards program to improve your organization’s financial performance
Build a program with market leading benefits and rewards with the help of our seasoned team of specialists
Streamline processes with card management tools to view transaction details and data that integrate with your systems

Global Commercial Cards Solutions

HSBC Corporate Card

  • Give employees the ability to pay for travel and entertainment easily, as well as to withdraw cash from ATMs worldwide.
  • Rich features, enhanced controls and a streamlined experience
  • Fast account management reporting, employee spend visibility for improved cash flow and optimized working capital

One card

  • Streamline expense management by combining the convenience of corporate card and a purchasing card into one program.
  • One piece of plastic for two benefits: purchasing + T&E
  • Improved efficiencies of two cards in one for simplified card administration and superior service

Commercial Purchasing Card

  • Gain more control over general business expenses with the ability to track purchases and spending patterns online.
  • For indirect procurement purchases
  • Reduced purchase order costs from infrequent suppliers

Virtual card

  • A versatile, secure, plastic-free payment solution offering powerful authorization controls, flexibility, and simplified reconciliation.
  • Used for single use or automated supplier and other payments
  • Streamline your payment process for increased flexibility, security, efficiency, improving cash flow and minimized fraud risk

HSBC Commercial Card Benefits

Near Real-Time

Virtual card issuance across web portal, batch file, and system-to-system integrated API – providing virtual cards for multiple procurement solutions.

Easily Manage

Working capital with both standard 25-day payment terms and extended payments terms available.

Accelerated

Onboarding, account management and expense management. 

Enhanced

Reporting, cost allocation, data retention and automation.

HSBC’s Purchasing Card

HSBC’s Virtual Card

Leverage HSBC’s banking expertise and experience

With decades of payment card advisory and implementation experience, the HSBC team will work with you and your internal stakeholders to understand your current processes and identify opportunities to alleviate and remove pain points. Our understanding of best practices and the unmatched flexibility of our recently updated product set will help you generate maximum efficiency and financial returns. Offering our programs and support around the world, our programs are available around the world in 29 languages. Launch and issue cards quickly and efficiently.

Connect with your HSBC Relationship Manager or a commercial cards specialist to review HSBC’s Commercial Cards program design options that are tailored for your organization’s spend types and special needs.

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As the leading international bank in the U.S., we connect customers to opportunities and enable them to thrive