Just like their physical counterparts, virtual cards have a 16-digit number that is automatically generated and assigned to a customer’s account. Virtual Cards make it easy to pay approved invoices securely while improving month-end reconciliation tasks and protecting you from fraud.

Payment Services
Virtual Cards
Every organization has unique needs. Wherever you do business, we have solutions to help.
A versatile, secure, plastic-free payment solution.
Imagine a better way to make payments

Pay anyone, anywhere
Pay 100% of your domestic and international suppliers, even if they don’t normally accept card.

Protect yourself
Limit your exposure when you set-up recurring purchases, including subscriptions or to prevent suppliers from keeping your card information ‘on-file’.

Get 24/7 Support
Contact customer service anytime day or night with translation services available in over 250 languages.

Schedule payments
Using card controls you can schedule payments, set limits and the card expiration date.

Make metrics meaningful
Track purchases and spending patterns to identify supplier consolidation opportunities and/or negotiate discounts.

Hit your Targets
Stay on track when you use our project budget feature. You can send virtual cards to multiple departments while keeping full control of the total transaction amounts and more.
Discover a world of opportunity with cards
Run your business with one card that does it from travel to procurement with global card acceptance.
Designed for frequent travelers with built-in benefits including travel insurance with controls that you can customize.
Securely purchase items for your business from suppliers around the globe, simplify catalog purchases, and pay invoices directly from your ERP with our embedded banking integrations.
Unlock your card benefits
- All HSBC Commercial and Business cards are issued by HSBC Bank, N.A. and are compatible with Apple Pay, Google Pay and Samsung Pay.
- Certain terms, conditions, and exclusions apply. Cardholders may also need to register for specific benefits or services. Please refer to the Guide to Benefits for details.

Ready to learn more?
Get in touch to learn how our banking solutions can help you drive your business forward.